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Discount Health Plans-Health Care Savings Up To 50%

Health Plans-Placing The Health Care Relationship Back Between Physician and The Patient.  Discount Health Plans Allow Better Healthcare While Decreasing The Cost.

What is the problem?

The Health Care industry in the United States is in the midst of a crisis of epic proportions.  The cost of health care has been indreasing at double digit rates for the past several dedades.  Instead of advocating lower costs, the insurance industry is merely increasing its rates to cover the skyrocketing cost of care.  The result - more money for providers and insurers, but a disaster for health care consumers (whether individuals or employers) and their budgets.

In response to this crisis, a different type of health care is driving to the forefront, "Consumer Driven Health Care".  This is a system that puts the health care relationship back into the hands of the physician and the patient, while removing or diminishing the third party.  This method of accessing health care allows for the delivery of better care while signigicantly decreasing its cost.

Consumer Driven Health Care - puts the consumer in the drivers seat, controls prices and improves quality.  Within the realm of Consumer Driven Health Care, discount benefits provide value and substantial savings for the consumer.

 

Find Dental Plans and Health Plans In Your Area

 

Work at Home Business

 

Discount Plans in Major Cities

Birminghan, AL

Flagstaff, AZ

Bentonville, AR

Anaheim, CA

Hartford, CT

Denver, CO

Wilmington, DE

Pensacola, FL

Atlanta, GA

Des Moines, IA

Boise, ID

Chicago, IL

Indianapolis, IN

Garden City, KS

Louisville, KY

New Orleans, LA

Baltimore, MD

Bangor, ME

Detroit, MI

Minneapolis, MN

Jackson, MS

St Louis, MO

Charlotte, NC

Lincoln, NE

Trenton, NJ

Clovis, NM

Henderson, NV

Albany, NY

Columbus, OH

Oklahoma City, OK

Portland, OR

Allentown, PA

Newport, RI

Charleston, SC

Nashville, TN

Memphis, TN

Austin, TX

Dallas, TX

Houston, TX

San Antonio, TX

Salt Lake City, UT

Lynchburg, VA

Seattle, WA

Milwaukee, WI

Huntington, WV

NO WAITING PERIOD

You can go to the doctor the same day you receive your membership activation letter.

NO PRE-AUTHORIZATION FOR MEDICAL TREATMENT

You and your health care provider make all medical treatment decisions.

NO EXCLUSIONS ON LAB PROCEDURES

NO PAPERWORK

No insurance companies

to deal with.

NO CO-PAY

You pay the reduced fee at the time of service.

ON-GOING MEDICAL PROBLEMS ACCEPTED

NO AGE LIMIT

Includes newborn to geriatric care.

YOU CAN CHANGE DOCTORS Whenever you want, without having to notify anyone.

 

These are genuine concerns:
  • 43+ million Americans uninsured - 62% work for small business firms.
  • 29 million underinsured
  • 18,000 unnecessary deaths due to lack of health insurance

(National Institute of Medicine, January 14, 2004)

  • Health costs for businesses rose an average of 16% from 2002 to 2003

(USA Today, October 5, 2003)

  • Dental insurance rates expected to rise 7.3% for PPOs and 5% increase for DHMO rates

(DentalFax Weekly, May 3-7, 2004)

If you currently have insurance, you should be aware that canceling that policy often times makes it difficult to later obtain coverage.  You should speak to your insurance agent or your company's insurance administrator before canceling any health insurance policy for any reason.

 

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What makes our Discount Health Plans

Different . . . and Better ?

 

Available

Discount Health Plans

Basic Health - $ 29.95

Total Health - $ 39.95

Total Health Plus - $ 59.95

(Includes Entire Household)

 

The state of Florida has different membership fees.

Total Health & Total Health Plus Programs Include . . .

Medical Benefits

Dental Benefits

Vision Benefits

Prescription Drug Benefits

Chiropractic Benefits

 

Consumer Driven Health Care

Savings Example

Medical procedures in a general physician's office

(family physician) & laboratory fees.

Specialists fees will be slightly higher.*

General Physicians

& Laboratory Fees

Office Fees

Up To

Discount

Health

Fees

Savings

Up To

New Patient

Limited Visit

$ 135
$ 73
46%
Intermediate Visit
$ 210
$ 109
48%
Extended Visit
$ 275
$ 154
44%

Established Patient

Limited Visit

$ 85

$ 42

51%

Intermediate Visit
$ 115
$ 59
49%
Extended Visit
$ 175
$ 93
47%
Laboratory Fees Lipid Panel (Cholesterol, HDL, LDL, Triglycerides)

 

$ 88

 

$ 11

 

87%

CBC

(Complete Blood Count)

$ 37
$ 14
62%

Comprehensive

Metabolic Panel

(14 chemistries)

$ 45
$ 16
64%

*Hospital bills are negotiated on behalf of members

on a case by case basis.

 

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Visa,MasterCard,AmEx, and Discover accepted

DISCOUNT DENTAL PLANS AND DISCOUNT HEALTH  PLANS

ARE NOT DENTAL INSURANCE OR HEALTH INSURANCE

Discount Health Plans and Discount Dental Plans offered are not health or dental insurance.  Plans offered provide discounts at certain dental and medical providers for healthcare services.  Plans offered do not make payments directly to the providers of healthcare.  The plan member is obligated to pay for all healthcare services but will receive a discount from those dental or medical healthcare providers who have contracted with the Discount Medical Plan Organization.

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